Public Adjuster Services for Auto Claims

Your insurance company has experts working for them — shouldn’t you?

What is a Public Adjuster?

A public adjuster works for you — not the insurance company.

Insurance advertisements have very trust invoking taglines - but the truth is, an insurance adjuster is the company's representative whose primary responsibility is to resolve your claim in the most inexpensive way possible to protect the insurance company's financial interests and assets. And without the insurance policy, regulation, and claims experience - that most people don't have - it's very easy for them to do this.

Claim Complete Auto is YOUR personal claims adjuster representing your best interests and assets. We interpret policy language, assess losses accurately, and advocate for your best financial outcome. Whether you’re navigating a total loss, diminished value, or repair dispute, Claim Complete Auto represents your interests with professionalism and precision.

- Why You Might Need One -

Insurance claims can be overwhelming, especially when estimates, payouts, or communication break down. A public adjuster levels the playing field by handling the details and negotiations for you — ensuring the claim process is transparent and fair.

-How Claim Complete Auto Helps -

We specialize in all things auto-related claims related including diminished value, loss of use, total loss valuation, and post-repair disputes. We prepare evidence-backed documentation, communicate directly with insurers, and help you understand every step before you sign or settle.

What’s the Difference? Appraiser or Public Adjuster -

They key is who represents who.

Appraiser: An appraiser focuses on determining value and can represent insurance companies AND consumers alike. This means your appraiser could have a loyalty conflict of interest if they do regular business with insurance carriers.
Independent Adjuster: An Independent Adjuster is also an insurance adjuster that works for a third party company to represent the interests of the insurance company. This type of adjuster is becoming more popular as it is often less expensive for an insurance company to hire an Independent Appraiser than to employ staff with benefits and expense considered.
Public Adjuster: A public adjuster is legally prohibited from working in insurance company interest or capacity - preventing any loyalty conflict. Public adjusters represent the public ONLY. Hiring a public adjuster ensures that your value gets paid and that your personal interests are protected fairly. At Claim Complete Auto, we offer both services to give you complete claim coverage from assessment to resolution.

Exact Washington State Definitions can be found here: https://app.leg.wa.gov/rcw/default.aspx?cite=48.17.010

- When to Contact a Public Adjuster -

You want to make sure your interests are protected - your own peace of mind.
You’ve received a settlement offer that feels low.
You’re unsure what your policy covers.
You’re stuck between your insurer and a repair shop.
You questioning if you're being treated fairly.

We step in early to prevent mistakes and late to correct them. It’s never too soon — or too late — to have someone on your side.

- What Makes Claim Complete Auto Different -

Consumer-focused, committed representation.
Expert experience across auto appraisals, collision center practices, policy language, state regulation, and insurer practices.
A commitment to transparency, education, and empowerment.
Tenacity - we pursue your claim like it was our own.

We don’t just manage claims — we restore confidence in the process.

Claim Complete Auto Appraisals™

(253) 460-7764 • melissa@claimcompleteauto.com

Service Area: Washington State

Claim Complete Auto Appraisals™ is not a law firm, insurance carrier, or authorized to sell insurance. Our services provide informational, advisory, and representation support for auto property damage claims and appraisals; nothing on this site is legal advice or creates an attorney-client relationship.

Please review our full Disclaimers Page for details.